· 01 — THE MERCHANT APP

The Trade App

The whole trade in your pocket.
Sell offline · Online store · Financing.
Every verified sale finances trade — from stock money to whole supply chains.

Buyer, supplier or capital partner? Trade finance →

· 02 — TRADE FINANCE

Capital Follows Trade

Verified trade, financed end-to-end.
Order → Delivered → Verified → Financed.
Buyers get supply, suppliers get capital, partners fund what they can see.

Running a shop? Get the free app →

01

Sell Offline

No network, no problem. Sales, receipts and stock keep working on your phone.

02

Your Online Store

Your own store link. Customers browse and order from anywhere, any time.

03

Access to Financing

Your sales records become proof banks trust. Apply for capital in the app.

One trader. One phone. The whole trade.

01 · Sell Offline — 8:05 AM, no signal since dawn

First sale of the day.

A crate of eggs, two broilers. Two taps — sale recorded, receipt ready, stock counted down. Even "I'll pay Friday" goes in the book (credit).

Shop owner at the counter of her fully stocked provisions store, phone beside her
02 · Your Online Store — 12:30 PM, across town

Her store never closes.

A customer she has never met opens her store link and orders. It lands on her phone like any other sale. No developer, no hosting fee.

🔒 shop.teracore.co/nkechi
Nkechi Farm Foods
Eggs · 1 crate₦5,200
Broiler chicken₦6,500
Rice 5kg₦7,800
Place Order
03 · Access to Financing — 6:47 PM, network returns

Her records become capital.

The day syncs itself. Month after month, her real sales become a record banks trust — she applies for stock money (working capital) right in the app.

Records, not collateral
Trade Record · 6 Months
Sales recorded1,412
Turnover₦2.1M
On-time payments96%
STOCK FINANCINGELIGIBLE
apply in the app · partner institutions

Kill the network. She keeps selling.

🔒 app.teracore.co/nkechi-farm-foods
Nkechi Farm Foods — live sales
Network ON
Sales while offline

Flip the network switch off…

This is the real app behaviour. No network: sales keep recording. Network back: everything uploads itself.

We make trade more credible than the trader.

The same records that run Mama Nkechi's shop make whole supply chains financeable — from purchase order to settlement.

01 · DEMAND

A buyer orders

An institutional buyer places a purchase order on Teracore.

02 · SUPPLY

Suppliers fulfil

Vetted suppliers deliver against locked quantity, quality and price.

03 · PROOF

Delivery verified

Every step is recorded and evidenced — visible, not promised.

04 · CAPITAL

Partners finance it

Capital partners fund the settlement against verified trade.

Buyers

Reliable supply — on spec, on time.

Suppliers

Bigger orders, with working capital behind them.

Capital Partners

Fund receivables you can see and verify.

Get Teracore on Your Phone

Everything Mama Nkechi has — free to start. Works offline so your business never stops.

  • Record sales & expenses on the go
  • Offline-first — syncs when connected
  • AI assistant — ask via text or voice
  • AI-powered forecasting & insights
  • Apply for financing in minutes
Get Started Free on the Web
Teracore mobile app home screen with today's sales, quick actions, and recent activity